Why Wait? Two Different Ways to Finance Your Next Project

Explore 0% APR Financing Through Hearth.*

Hearth helps homeowners make smart financial decisions about their home improvement projects. The company connects homeowners to financing options that meet the needs of almost any project, and they get it done quickly so you can get on with the job.

*The promotional period will vary in length among different offers.

HFS Home Improvement Loans are direct-to-consumer funded loans and offer terms up to 20 years. 120% financing is available. There is no money down, no stage funding, no equity and no appraisal.

Step 1: Apply for a loan. Step 2: Speak to a loan consultant. Step 3: Securely upload some basic documents for loan verification. Step 4: Fund your loan.
Most loans fund within 48 hours.